en
Ripple USD

Ripple USD

RLUSD

0.01 %(1Y)

$0.99998

Price chart

Statistics

Price change (24h):

0.01%

High (24h):

$1

Low (24h):

$0.999685

Volume (24h):

$124.79M

Market Cap:

$1.67B

All Time High:

6.79% $1.07

Dec 26, 2024

All Time Low:

4% $0.96

Dec 18, 2024

About Ripple USD

Ripple USD (RLUSD) is a cryptocurrency. Categorized as a fiat-backed stablecoin, it is issued by Standard Custody & Trust Company, LLC, a wholly owned subsidiary of Ripple Labs.

The token is purpose-built to serve as a digital dollar for cross-border payments, addressing settlement inefficiencies and counterparty friction in traditional correspondent banking. Each RLUSD token is collateralized by at least an equivalent amount of US dollars and cash equivalents, which underpins a liquid peg. Ripple’s decade-long relationships with financial institutions facilitate broad accessibility for enterprises and developers.

Ripple USD operates on the XRP Ledger network. The token also maintains an Ethereum presence as an ERC-20 contract, giving it cross-chain utility.

On the XRP Ledger, RLUSD utilizes the native currency code 524C555344... and integrates with the ledger’s decentralized exchange for order book trading. The Ethereum deployment conforms to the ERC-20 standard at contract address 0x8292bb45bf... .

Ripple USD is issued by Standard Custody & Trust Company, a regulated entity under the Ripple corporate umbrella. Ripple itself has operated in the blockchain payments sector for over a decade, building institutional relationships that underpin the stablecoin’s distribution. The asset emerged from Ripple’s strategy to complement its cross-border payments network with a compliant digital dollar.

The overarching mission is to supply a trustworthy, liquid dollar-pegged asset that satisfies institutional compliance standards and accelerates cross-border value transfer. By backing each unit with cash equivalents and maintaining regulatory adherence, the project aims to shrink the utility gap between traditional finance and blockchain-based settlement.

Within the protocol, RLUSD functions as a settlement instrument for cross-border transactions, acting as the unit of account in corridors that demand fiat-equivalent finality. On trading venues, it serves as a base and quote asset across 49 pairs, providing a stable collateral leg for arbitrage and liquidity provision. Programmatically, token transfers on the XRP Ledger settle in seconds with minimal fees, enabling treasury operations to move digital dollars without slow correspondent networks.

Financial institutions hold RLUSD to source on-demand dollar liquidity for cross-border remittances and net settlement. Traders pair the stablecoin against volatile assets on exchanges, hedging positions without converting to fiat. Enterprises integrate the token into payment flows, reconciling receivables and payables in near-real time with reduced forex exposure.

Ripple USD has a total supply of 1,603,386,916.41 tokens. Currently, 1,603,386,916.41 are in circulation. The token’s last quoted price stood at $0.999972, reflecting tight stability around the dollar peg. With a market capitalization of $1,603,396,013.00, Ripple USD ranks #52 among all cryptocurrencies.

Ripple USD Historical Price Data

Date Open Close High Low
$1.00 $1.00 $1.00 $1.00
$1.00 $1.00 $1.00 $1.00
$1.00 $1.00 $1.00 $1.00
$1.00 $1.00 $1.00 $1.00
$1.00 $1.00 $1.00 $1.00
$1.00 $1.00 $1.00 $1.00
$1.00 $1.00 $1.00 $1.00
$1.00 $1.00 $1.00 $1.00
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FAQ

  • Ripple USD (RLUSD) is a cryptocurrency that can be bought, sold, and traded on major exchanges. Its price changes in real time based on supply, demand, and broader market conditions. You can track the live RLUSD price, market cap, and 24-hour trading volume at the top of this page.
  • The current price of Ripple USD (RLUSD) is $0.99998. Over the last 24 hours, it has moved 0.01%. Crypto prices update continuously, so short-term changes can happen quickly.
  • You can buy Ripple USD on major exchanges like Binance, Coinbase, or KuCoin. However, simply buying and holding can be risky due to market volatility.

    The smartest way to manage your RLUSD investment is to connect your exchange account to Stoic AI. This allows you to keep funds on your preferred exchange while our institutional-grade algorithm automates the trading strategy for you, aiming to outperform manual trading.
  • Stablecoins (like RLUSD) are designed to maintain a stable value, usually pegged to a fiat currency like the US dollar. While their price typically stays close to the peg, they can occasionally depeg due to market stress, liquidity issues, or concerns about reserve backing.

    Many traders use stablecoins as a safe haven during crypto market volatility or as a convenient way to move funds between exchanges.
  • We can’t provide investment advice. Whether Ripple USD is a good investment depends on your risk tolerance, time horizon, and strategy. Crypto markets are highly volatile and past performance doesn't guarantee future results. Many investors reduce risk by diversifying across multiple assets and using automated strategies that remove emotional decision-making. Always do your own research before investing.
  • Common approaches include buy & hold, discretionary trading based on technical analysis, or automated strategies. Manual trading can be difficult due to fees, timing, and emotional decisions. Stoic AI offers an out-of-the-box automated approach: connect your exchange via trade-only API permissions, choose a strategy, and the system manages portfolio rebalancing 24/7.
  • Stoic AI uses hedge fund-grade quantitative strategies developed by Cindicator, a fintech company with 9+ years of experience and $230M+ in assets under management. The algorithm analyzes price data, volatility, and correlations to build and rebalance a diversified portfolio. RLUSD can be included based on real-time market conditions. Over 18,000 customers already use Stoic AI to automate their crypto portfolios.
  • With Stoic AI, your funds stay on your exchange (Binance, Coinbase, KuCoin, etc.) at all times. Stoic connects via read-and-trade-only API keys - it cannot withdraw your funds. The platform uses institutional-grade risk management and has been live-tested through multiple market cycles since 2020, including the 2022 crypto winter. You maintain full control and can disconnect at any time.
  • You can start with as little as $500. There are no lock-ups and no hidden fees. You can try it now and withdraw your funds at any time. Create a Stoic account, connect your exchange using an API key with trading‑only permissions, choose a strategy, and start automated trading. You can stop anytime by revoking the API key on your exchange. Since the funds stay in your exchange wallet, you remain in control of deposits and withdrawals.

Disclaimer:

This website is operated by Cindicator Ltd. (“Cindicator”), a Gibraltar private company. You are solely responsible for compliance with all laws that may apply to you and your use of Cindicator products. Cryptocurrencies and blockchain technologies have been the subject of scrutiny by regulatory bodies worldwide. With respect to your use of Cindicator products, Cindicator makes no representations regarding the applicability or compliance of its products with any laws or regulations, including, without limitation, those related to trading, options, derivatives, or securities. You also assume all legal, economic, and other risks related to your use of Cindicator products, including legal uncertainty, market volatility, and information security risks, among others. Trading in cryptocurrencies and digital assets is highly speculative, and the value of investments can fluctuate dramatically. You may lose a substantial portion or even all of your invested capital, and such trading may not be suitable for everyone. If you are unsure about these risks or your ability to bear potential losses, you should consult with an independent financial advisor before using Cindicator products. Depending on your jurisdiction, access to or use of Cindicator products may be subject to certain legal restrictions or prohibitions. You agree that it is solely your responsibility to determine and comply with any laws and regulations applicable to your use of Cindicator products, and that Cindicator is not responsible for informing you of such requirements.

Cindicator reserves the right to restrict or refuse access to its products for citizens or residents of certain jurisdictions, including those subject to international sanctions or other legal restrictions. All materials provided on this website (including any graphical materials regarding trading strategy performance or P&L) are presented solely for marketing and informational purposes. They do not guarantee any future profits and should not be construed as financial, investment, legal, or other professional advice. Cindicator is not a registered broker-dealer, investment adviser, or regulated financial institution, and the information and services provided do not constitute personal investment advice or a recommendation or offer to buy or sell any securities, cryptocurrencies, or other financial instruments. The information provided herein is summary in nature, does not purport to be complete, and is provided “as is” without any warranty as to its accuracy or completeness. All content may be updated or changed at any time without notice. Past performance is not indicative of future results. To the maximum extent permitted by law, Cindicator (including its directors, officers, and affiliates) shall not be liable for any loss or damage (direct, indirect, special, consequential, or incidental) arising from your use of Cindicator products, this website, or any information contained herein. Please read our Terms of Use for further details. If you do not agree with these terms, please close this site.

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