Calculator
Crypto Investment Growth Calculator
Put in what you would start with, what you could add each month and how long you would stay invested. The calculator runs that plan over every stretch of the strategy's real track record and shows you the worst of them, the middle one and the best.
Calculator
Project a contribution plan
Choose what you want to grow, describe the plan, and the tool runs it over every window of that length in the strategy's record — showing the worst, the middle and the best of them rather than an average dressed up as a forecast.
- Middle outcome
- Total contributions
- Worst to best
- Middle outcome
- $57,163
- Worst to best
- $25,248 – $1,255,307
- Total contributions
- $28,000
- Growth on top of contributions
- $29,163
In the worst of those windows the plan ended below what you put in. That is not a hypothetical — it is what a real stretch of this strategy's record did.
Nothing here is a forecast. Each line is a real contiguous stretch of the strategy's published monthly returns, run through the plan you describe, with contributions added at the end of each month. Part of those records is backtested, and the horizon stops where the records do: past that length there is no real window to quote. Figures are gross of Stoic AI subscription fees and of any taxes you owe. Past performance does not guarantee future results.
Put the plan into action
The calculator stops at arithmetic. Running one of these strategies takes three steps, and your money never leaves your own exchange account.
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Open an exchange account
Stoic AI trades on Binance, Binance US, Bybit, Coinbase, KuCoin, Crypto.com and Hyperliquid. If you already use one of them, you are a step ahead.
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Connect it to Stoic AI
Link the account with Auto-Connect or API keys. Those keys grant permission to trade and nothing else — Stoic AI can never withdraw, and your assets stay where they are.
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Choose a strategy and fund it
$500 is enough for most strategies and exchanges. Meta and Automated Bitcoin Yield on Binance, and Meta on Hyperliquid, need $1,000 so the algorithm can spread across enough positions.
Questions
How this calculator works
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No. It replays your plan over stretches of history that actually happened. Markets do not repeat on request, and a crypto strategy's next years can look nothing like its last.
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From the monthly return table published in each strategy's fact sheet — the same table printed on its own page. The tool compounds those months; it uses no separate data set and no assumed rate.
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Every contiguous stretch of the length you chose is taken from the strategy's record and run through your plan. The tool shows the one that ended lowest, the middle one and the one that ended highest. The caption under the chart says how many windows that was.
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Because it did. A strategy that can fall 60% in a year can leave a three-year plan short of its deposits, and that is what you are seeing when the worst window ends below the line.
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No. The returns are net of the trading costs stated in the fact sheets but gross of your plan. The pricing page has the current numbers, so you can subtract them yourself.
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Your contribution is added at the end of each month, after that month's return. That is the conservative convention: money added in a month does not earn a return for it.
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Because there would be no real window of that length to quote. The records run a few years, so a longer answer could only come from extrapolating past the data that exists.
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"My dollars" uses the USDT-denominated strategies and measures the result in dollars. "My bitcoin" uses the BTC-denominated ones, where the objective is to end with more bitcoin than you put in — a rising dollar value is not what those strategies are for.
Keep reading
Where to go from here
The strategies whose rates this calculator uses, and the tools that show them in full.
Strategies
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Meta
Market-neutral long and short across more than 200 sub-strategies, aiming to earn in either direction.
Read more → -
Stoic AI Crypto Index
Long-only smart beta across the large-cap crypto market, rebalanced on a rules-based schedule.
Read more → -
Fixed Income
A low-volatility strategy built for capital that should not swing with the market.
Read more → -
Superforecaster
Combines mean-reversion long entries with momentum-based shorts to adapt to changing market regimes.
Read more →
Tools and documents
Ready to put the plan to work?
Connect an exchange account and Stoic AI trades it for you. Your funds stay on your own exchange, under API keys that cannot withdraw.
Start with Stoic AI