Price change (24h):
0.47%
High (24h):
$0.02314352
Low (24h):
$0.02212045
Volume (24h):
$7.45M
Market Cap:
$39.11M
All Time High:
80.49% $0.12
May 26, 2025
All Time Low:
104% $0.01
Feb 26, 2026
Huma Finance
HUMA28.83 %(1Y)
$0.02256539
About Huma Finance
Huma Finance (HUMA) is a cryptocurrency launched in 2025. The asset anchors the PayFi sector, bridging decentralized finance with real-time global payment settlement across both the BNB Smart Chain and Solana ecosystems.
The protocol powers a financing layer for global payment institutions, enabling them to settle obligations around the clock using stablecoins and on-chain liquidity pools. It directly attacks the endemic latency and fragmented liquidity of traditional cross-border payments, trade finance, and even emerging DePIN infrastructure funding. Instant access to capital anywhere is its singular, hard-coded function.
Huma Finance operates on the BNB Smart Chain and Solana networks. A dual-chain token architecture grants the protocol deep access to stablecoin reservoirs and established developer tooling on both chains without fragmenting its core settlement logic.
The token exists as a BEP-20 asset on BNB Smart Chain and as an SPL token on Solana. It inherits the finality speed and consensus security of each underlying layer-1. Smart contracts orchestrate PayFi settlement flows, converting payment obligations into on-chain funding pools, eliminating correspondent banking intermediation entirely. No sidechain. No rollup.
Launched on May 26, 2025, Huma Finance entered circulation through a Binance Launchpool event, which seeded its initial distribution and drew sharp attention within the Binance ecosystem. The protocol’s source code is publicly maintained by the 00labs collective; the core contributors have not publicly identified themselves. Alpha airdrops and multiple exchange listings followed rapidly.
The overarching mission is to collapse the settlement window for global payments from days to seconds by routing them through decentralized liquidity venues. It pursues a world where remittance providers, trade finance desks, and even machine-to-machine payment networks tap permissionless on-chain credit, bypassing the sluggish rails of legacy correspondent banking.
HUMA functions as the native utility and governance token of the PayFi ecosystem. The asset integrates directly into lending pools, allowing users to supply liquidity for yield farming or to borrow against it. Staking the token secures underwriting pools, while governance rights enable voting on risk parameters, asset whitelisting, and fee structures that underwrite every settled transaction.
Liquidity providers channel capital into PayFi pools and earn a pro-rata share of settlement fees accrued from each invoice or cross-border transfer processed. Institutions that need to finance trade receivables lock HUMA as collateral to mint stablecoin loans, receiving immediate on-chain settlement without manual intermediary approval. Governance participants delegate voting weight to continuously recalibrate credit models.
Huma Finance has a maximum supply of 10,000,000,000 tokens. Currently, 1,733,333,333 HUMA are in circulation. The tokens were initially distributed through a Binance Launchpool event, quickly ballooning the floating supply across over 58 exchanges and 71 trading pairs. With a market capitalization of $44,591,210, Huma Finance ranks #508 among all cryptocurrencies.
Huma Finance Historical Price Data
| Date | Open | Close | High | Low |
|---|---|---|---|---|
| 06/07/2026 | $0.02 | $0.02 | $0.02 | $0.02 |
| 05/07/2026 | $0.02 | $0.02 | $0.02 | $0.02 |
| 04/07/2026 | $0.02 | $0.02 | $0.02 | $0.02 |
| 03/07/2026 | $0.02 | $0.02 | $0.02 | $0.02 |
| 02/07/2026 | $0.02 | $0.02 | $0.02 | $0.02 |
| 01/07/2026 | $0.02 | $0.02 | $0.02 | $0.02 |
| 30/06/2026 | $0.02 | $0.02 | $0.02 | $0.02 |
| 29/06/2026 | $0.02 | $0.02 | $0.02 | $0.02 |
Why is manual trading Huma Finance a bad idea?
Manual huma trading
- Miss perfect entry/exit
- Emotional decisions
- Huge time to monitor
Stoic AI
-
AI trades 24/7 automatically Catch every opportunity
-
Zero-emotion algorithm Disciplined strategy
-
Passive income Set & forget automation
20,000+
traders trusted Stoic AI
$200M+
in cumulative assets under management since inception
2015
year of company foundation
FAQ
-
Huma Finance (HUMA) is a cryptocurrency that can be bought, sold, and traded on major exchanges. Its price changes in real time based on supply, demand, and broader market conditions. You can track the live HUMA price, market cap, and 24-hour trading volume at the top of this page.
-
The current price of Huma Finance (HUMA) is $0.02256539. Over the last 24 hours, it has moved -0.47%. Crypto prices update continuously, so short-term changes can happen quickly.
-
You can buy Huma Finance on major exchanges like Binance, Coinbase, or KuCoin. However, simply buying and holding can be risky due to market volatility.
The smartest way to manage your HUMA investment is to connect your exchange account to Stoic AI. This allows you to keep funds on your preferred exchange while our institutional-grade algorithm automates the trading strategy for you, aiming to outperform manual trading. -
Huma Finance's price is influenced by overall crypto market trends, trading volume, investor sentiment, regulatory news, and macroeconomic events. High volatility is common - HUMA can move 5-15% in a single day. This makes timing the market extremely difficult for manual traders but creates opportunities for systematic, data-driven strategies.
-
We can’t provide investment advice. Whether Huma Finance is a good investment depends on your risk tolerance, time horizon, and strategy. Crypto markets are highly volatile and past performance doesn't guarantee future results. Many investors reduce risk by diversifying across multiple assets and using automated strategies that remove emotional decision-making. Always do your own research before investing.
-
Common approaches include buy & hold, discretionary trading based on technical analysis, or automated strategies. Manual trading can be difficult due to fees, timing, and emotional decisions. Stoic AI offers an out-of-the-box automated approach: connect your exchange via trade-only API permissions, choose a strategy, and the system manages portfolio rebalancing 24/7.
-
Stoic AI uses hedge fund-grade quantitative strategies developed by Cindicator, a fintech company with 9+ years of experience and $230M+ in assets under management. The algorithm analyzes price data, volatility, and correlations to build and rebalance a diversified portfolio. HUMA can be included based on real-time market conditions. Over 18,000 customers already use Stoic AI to automate their crypto portfolios.
-
With Stoic AI, your funds stay on your exchange (Binance, Coinbase, KuCoin, etc.) at all times. Stoic connects via read-and-trade-only API keys - it cannot withdraw your funds. The platform uses institutional-grade risk management and has been live-tested through multiple market cycles since 2020, including the 2022 crypto winter. You maintain full control and can disconnect at any time.
-
You can start with as little as $500. There are no lock-ups and no hidden fees. You can try it now and withdraw your funds at any time. Create a Stoic account, connect your exchange using an API key with trading‑only permissions, choose a strategy, and start automated trading. You can stop anytime by revoking the API key on your exchange. Since the funds stay in your exchange wallet, you remain in control of deposits and withdrawals.
