Price change (24h):
0.40%
High (24h):
$0.0015714
Low (24h):
$0.00153636
Volume (24h):
$1.54K
Market Cap:
$313.08K
All Time High:
99.95% $3.00
Mar 28, 2021
All Time Low:
182% $0.00
Feb 7, 2024
Xend Finance
RWA85.68 %(1Y)
$0.00156546
About Xend Finance
Xend Finance is a cryptocurrency and decentralized finance protocol tailored for cooperatives and credit unions. The project, originally backed by Binance and Google, has evolved into a platform for tokenizing both tangible and intangible real-world assets.
The core utility lies in aggregating yields from disparate DeFi lending markets to furnish stable, compounded returns to members of cooperative societies. By bridging traditional savings circles with on-chain liquidity, the protocol insulates depositors from volatile local currencies. The subsequent RWA infrastructure permits fractional legal ownership of property, invoices, or commodities transacted entirely through smart contracts.
Xend Finance operates on the Ethereum, Arbitrum, Polygon, and BNB Chain networks. Its smart contracts deploy across multiple EVM-compatible environments, enabling broad composability with other DeFi protocols. No single chain anchors the protocol; instead, it mirrors contracts to capture liquidity wherever it accumulates.
The native token conforms to ERC-20 on Ethereum, BEP-20 on BNB Smart Chain, and equivalent fungible token standards on Polygon and Arbitrum. These cross-chain deployments preserve a unified supply ceiling across all instances. Interaction with the protocol’s yield strategies occurs via the smart contracts’ deposit and reward distribution functions.
Xend Finance emerged as the first DeFi venture originating in Africa to receive backing from both Binance Labs (now YZi Labs) and Google. It initially targeted Nigeria’s cooperative ecosystem, where groups pool savings and seek safe, high-yield instruments outside devaluing naira holdings. The protocol later integrated assets on Arbitrum and extended its scope to encompass the tokenization of real estate and other physical property.
The project’s long-term mission is to dismantle the geographic and institutional barriers that prevent individuals in frontier markets from earning dollar-denominated yield or owning fractionalized property. It merges decentralized credit unions with a permissionless asset registry, so that a cooperative in Lagos can access the same composable lending rates as a protocol in Zurich. This vision extends to on-chain legal enforcement of property rights via tokenized representations.
The native token is distributed as an incentive layer, directly rewarding users who supply stablecoins to the aggregated lending pools. Emissions are calibrated per strategy, so that cooperatives earning base yields in DAI or USDC also collect token rewards that compound their effective annual return. The reward flow rehypothecates nothing; it simply rebates value to capital providers in exchange for underwriting pool solvency.
By depositing into the protocol, a user earns stablecoin interest and an accompanying stream of Xend Finance tokens. These tokens are immediately liquid on the 40 active markets listing the asset, providing a direct exit path to other currencies. The mechanism converts passive cooperative savings into income-generating positions without requiring members to navigate complex DeFi interfaces.
Xend Finance has a total supply of 200,000,000 tokens. Currently, 200,000,000 are in circulation. With a market capitalization of $445,844, Xend Finance ranks #3,819 among all cryptocurrencies.
Xend Finance Historical Price Data
| Date | Open | Close | High | Low |
|---|---|---|---|---|
| 10/07/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 09/07/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 08/07/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 07/07/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 06/07/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 05/07/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 04/07/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 03/07/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
Why is manual trading Xend Finance a bad idea?
Manual rwa trading
- Miss perfect entry/exit
- Emotional decisions
- Huge time to monitor
Stoic AI
-
AI trades 24/7 automatically Catch every opportunity
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Zero-emotion algorithm Disciplined strategy
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Passive income Set & forget automation
20,000+
traders trusted Stoic AI
$200M+
in cumulative assets under management since inception
2015
year of company foundation
FAQ
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Xend Finance (RWA) is a cryptocurrency that can be bought, sold, and traded on major exchanges. Its price changes in real time based on supply, demand, and broader market conditions. You can track the live RWA price, market cap, and 24-hour trading volume at the top of this page.
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The current price of Xend Finance (RWA) is $0.00156546. Over the last 24 hours, it has moved 0.40%. Crypto prices update continuously, so short-term changes can happen quickly.
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You can buy Xend Finance on major exchanges like Binance, Coinbase, or KuCoin. However, simply buying and holding can be risky due to market volatility.
The smartest way to manage your RWA investment is to connect your exchange account to Stoic AI. This allows you to keep funds on your preferred exchange while our institutional-grade algorithm automates the trading strategy for you, aiming to outperform manual trading. -
Xend Finance's price is influenced by overall crypto market trends, trading volume, investor sentiment, regulatory news, and macroeconomic events. High volatility is common - RWA can move 5-15% in a single day. This makes timing the market extremely difficult for manual traders but creates opportunities for systematic, data-driven strategies.
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We can’t provide investment advice. Whether Xend Finance is a good investment depends on your risk tolerance, time horizon, and strategy. Crypto markets are highly volatile and past performance doesn't guarantee future results. Many investors reduce risk by diversifying across multiple assets and using automated strategies that remove emotional decision-making. Always do your own research before investing.
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Common approaches include buy & hold, discretionary trading based on technical analysis, or automated strategies. Manual trading can be difficult due to fees, timing, and emotional decisions. Stoic AI offers an out-of-the-box automated approach: connect your exchange via trade-only API permissions, choose a strategy, and the system manages portfolio rebalancing 24/7.
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Stoic AI uses hedge fund-grade quantitative strategies developed by Cindicator, a fintech company with 9+ years of experience and $230M+ in assets under management. The algorithm analyzes price data, volatility, and correlations to build and rebalance a diversified portfolio. RWA can be included based on real-time market conditions. Over 18,000 customers already use Stoic AI to automate their crypto portfolios.
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With Stoic AI, your funds stay on your exchange (Binance, Coinbase, KuCoin, etc.) at all times. Stoic connects via read-and-trade-only API keys - it cannot withdraw your funds. The platform uses institutional-grade risk management and has been live-tested through multiple market cycles since 2020, including the 2022 crypto winter. You maintain full control and can disconnect at any time.
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You can start with as little as $500. There are no lock-ups and no hidden fees. You can try it now and withdraw your funds at any time. Create a Stoic account, connect your exchange using an API key with trading‑only permissions, choose a strategy, and start automated trading. You can stop anytime by revoking the API key on your exchange. Since the funds stay in your exchange wallet, you remain in control of deposits and withdrawals.
