Price change (24h):
7.92%
High (24h):
$0.096962
Low (24h):
$0.085771
Volume (24h):
$20.80K
Market Cap:
$1.90M
All Time High:
91.05% $0.97
Jan 9, 2021
All Time Low:
10% $0.08
Apr 9, 2025
Wise
WISE43.77 %(1Y)
$0.086653
About Wise
Wise Token (WISE) is a cryptocurrency that transforms ether into a self-executing bond. Deployed on Ethereum and bridged to Harmony, the asset falls squarely within the DeFi lending and liquid staking categories.
The protocol locks Ether in a smart contract and mints WISE tokens that function as interest-bearing deposit receipts. Longer lock commitments command progressively higher annual yields, a mechanism that strips out the credit risk embedded in traditional finance. No underwriter, no maturity mismatch, no bailout—the yield is entirely protocol-determined.
The token operates on the Ethereum blockchain as an ERC-20 asset, with an additional deployment on Harmony’s shard-0 chain. Both chains host identical smart contracts, allowing users to mint and stake WISE within their preferred Layer-1 environment. Consensus is inherited from the underlying networks.
On Ethereum, the WISE contract adheres to the ERC-20 standard, with mint-and-burn functions governed by an algorithmic interest rate module. The Harmony contract conforms to the HRC-20 specification, preserving decimal precision and reward logic. Under the hood, a share-based accounting system tracks each depositor’s proportional claim on the Ether pool, recalculating redemption values continuously.
The Wise ecosystem emerged from a pseudonymous developer collective operating as the Wise Foundation, with its open-source codebase hosted on GitHub. No single founder has ever publicly claimed authorship of the protocol’s design. Deployment expanded from Ethereum mainnet to Harmony after the emergence of that chain’s DeFi bridge infrastructure, though the asset has sustained a relatively small circulating footprint.
The protocol’s guiding ambition is to establish a self-sovereign interest rate market where time alone dictates compensation, not institutional credit ratings. By codifying yield into a non-custodial smart contract, Wise removes the solvency and regulatory choke points that plague centralized lending desks. The result is a pure, time-preference instrument accessible from any non-custodial wallet.
WISE acts as the exclusive claim ticket for participating in the time-lock vaults. Users must either acquire the token on the open market or mint it directly by depositing Ether; no alternative asset can trigger the interest-accrual function. Each token embodies a redeemable right to a fraction of the total value locked, which grows as the pool collects yield from external lending strategies—the contract automatically rebases the redemption rate.
A yield-seeking depositor mints WISE with Ether and selects a lock duration—say, one year—locking the tokens in the staking interface to earn a pre-announced APY. Those who need liquidity can sell WISE on spot markets, where pricing often diverges from the intrinsic pool value, creating arbitrage windows for algorithmic traders. Longer commitments receive higher rates, incentivizing a reduction in circulating supply during bullish Ether price cycles.
Wise Token has a maximum supply of 600,000,000 tokens. Currently, 23,804,084.34 WISE are in circulation. New WISE tokens are created exclusively when users lock Ether, and an equivalent amount is burned upon withdrawal, keeping total supply elastic within the cap. With a market capitalization of $3,182,997, Wise Token ranks #1,956 among all cryptocurrencies.
Wise Historical Price Data
| Date | Open | Close | High | Low |
|---|---|---|---|---|
| 13/06/2026 | $0.10 | $0.09 | $0.10 | $0.09 |
| 12/06/2026 | $0.10 | $0.10 | $0.10 | $0.09 |
| 11/06/2026 | $0.08 | $0.10 | $0.10 | $0.08 |
| 10/06/2026 | $0.10 | $0.08 | $0.10 | $0.08 |
| 09/06/2026 | $0.10 | $0.10 | $0.10 | $0.08 |
| 08/06/2026 | $0.09 | $0.10 | $0.10 | $0.09 |
| 07/06/2026 | $0.09 | $0.09 | $0.09 | $0.09 |
| 06/06/2026 | $0.09 | $0.09 | $0.09 | $0.08 |
Why is manual trading Wise a bad idea?
Manual wise trading
- Miss perfect entry/exit
- Emotional decisions
- Huge time to monitor
Stoic AI
-
AI trades 24/7 automatically Catch every opportunity
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Zero-emotion algorithm Disciplined strategy
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Passive income Set & forget automation
20,000+
traders trusted Stoic AI
$200M+
in cumulative assets under management since inception
2015
year of company foundation
FAQ
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Wise (WISE) is a cryptocurrency that can be bought, sold, and traded on major exchanges. Its price changes in real time based on supply, demand, and broader market conditions. You can track the live WISE price, market cap, and 24-hour trading volume at the top of this page.
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The current price of Wise (WISE) is $0.086653. Over the last 24 hours, it has moved -7.92%. Crypto prices update continuously, so short-term changes can happen quickly.
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You can buy Wise on major exchanges like Binance, Coinbase, or KuCoin. However, simply buying and holding can be risky due to market volatility.
The smartest way to manage your WISE investment is to connect your exchange account to Stoic AI. This allows you to keep funds on your preferred exchange while our institutional-grade algorithm automates the trading strategy for you, aiming to outperform manual trading. -
Wise's price is influenced by overall crypto market trends, trading volume, investor sentiment, regulatory news, and macroeconomic events. High volatility is common - WISE can move 5-15% in a single day. This makes timing the market extremely difficult for manual traders but creates opportunities for systematic, data-driven strategies.
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We can’t provide investment advice. Whether Wise is a good investment depends on your risk tolerance, time horizon, and strategy. Crypto markets are highly volatile and past performance doesn't guarantee future results. Many investors reduce risk by diversifying across multiple assets and using automated strategies that remove emotional decision-making. Always do your own research before investing.
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Common approaches include buy & hold, discretionary trading based on technical analysis, or automated strategies. Manual trading can be difficult due to fees, timing, and emotional decisions. Stoic AI offers an out-of-the-box automated approach: connect your exchange via trade-only API permissions, choose a strategy, and the system manages portfolio rebalancing 24/7.
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Stoic AI uses hedge fund-grade quantitative strategies developed by Cindicator, a fintech company with 9+ years of experience and $230M+ in assets under management. The algorithm analyzes price data, volatility, and correlations to build and rebalance a diversified portfolio. WISE can be included based on real-time market conditions. Over 18,000 customers already use Stoic AI to automate their crypto portfolios.
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With Stoic AI, your funds stay on your exchange (Binance, Coinbase, KuCoin, etc.) at all times. Stoic connects via read-and-trade-only API keys - it cannot withdraw your funds. The platform uses institutional-grade risk management and has been live-tested through multiple market cycles since 2020, including the 2022 crypto winter. You maintain full control and can disconnect at any time.
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You can start with as little as $500. There are no lock-ups and no hidden fees. You can try it now and withdraw your funds at any time. Create a Stoic account, connect your exchange using an API key with trading‑only permissions, choose a strategy, and start automated trading. You can stop anytime by revoking the API key on your exchange. Since the funds stay in your exchange wallet, you remain in control of deposits and withdrawals.
