Price change (24h):
0.26%
High (24h):
$0.0008112
Low (24h):
$0.00074799
Volume (24h):
$72.34K
Market Cap:
$763.78K
All Time High:
97.06% $0.03
Oct 29, 2025
All Time Low:
124% $0.00
Oct 10, 2025
VPay
VPAY0.00 %(1Y)
$0.00076084
About VPay
VPay (VPAY) is a cryptocurrency. It operates at the intersection of artificial intelligence and decentralized banking, classified primarily as an AI-powered OmniBank token within the Virtuals Protocol ecosystem.
The project serves as a bridge between conventional banking utilities and Web3-native automation. Most competitors treat fiat on-ramps as an afterthought. VPay directly embeds USD accounts, card issuance, and payment rails into a single on-chain interface. That infrastructure addresses the chronic fragmentation plaguing crypto finance—where users juggle separate wallets, exchanges, and analytics tools.
It operates on the Base network. This layer-2 rollup architecture supplies the transaction throughput necessary for a banking-grade application without sacrificing Ethereum’s security guarantees.
The token leverages Base’s EVM compatibility, complying with standard token interfaces that facilitate integration with wallets and decentralized exchanges. Its smart contract—deployed at 0x98ac5b33a4…—interacts with the x402 protocol, a payment authentication standard designed for AI agents. This technical stack allows the AVA agent to execute data-rich financial operations natively on-chain.
No individual founders are publicly credited for the project’s inception. VPay emerged from the Virtuals Protocol collective, a network focused on tokenized artificial intelligence agents on Base. Its public footprint solidified through active trading on multiple markets and growing integration with x402, an emerging standard for machine-to-machine payments. The project’s narrative threads directly into the rising wave of AI-agent economies.
The overarching ambition is to dismantle the cognitive load inherent in personal finance. Where traditional banking apps passively display transactions, VPay supplies a behavioral intelligence layer that interprets spending, surfaces anomalies, and automates discounts without manual configuration. It positions AI not as a chatbot accessory but as the central operating system of the financial relationship.
The VPAY token functions as the settlement and access mechanism for this AI infrastructure. It is the unit of account for activating AVA’s monitoring services, subscribing to tiered intelligence feeds, and tokenizing banking rewards. Rather than a speculative asset, the token facilitates a continuous utility loop: users commit VPAY to the ecosystem, the AVA agent delivers value, and the protocol reinvests that value into automated financial optimizations.
A user holding VPAY opens a portfolio monitoring suite where AVA parses on-chain behavior to flag recurring DeFi subscriptions that could be restructured. Card issuance and USD account features become available through token-gated tiers. The token also enables participation in the x402 economy, where AI agents autonomously negotiate micro-transactions for data, compute, or discounts—creating a use case that extends beyond simple peer-to-peer transfers.
VPay has a maximum supply of 1,000,000,000 tokens. Currently, 1,000,000,000 are in circulation. With a market capitalization of $846,122.00, VPay ranks #3,140 among all cryptocurrencies.
VPay Historical Price Data
| Date | Open | Close | High | Low |
|---|---|---|---|---|
| 14/06/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 13/06/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 12/06/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 11/06/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 10/06/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 09/06/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 08/06/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 07/06/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
Why is manual trading VPay a bad idea?
Manual vpay trading
- Miss perfect entry/exit
- Emotional decisions
- Huge time to monitor
Stoic AI
-
AI trades 24/7 automatically Catch every opportunity
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Zero-emotion algorithm Disciplined strategy
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Passive income Set & forget automation
20,000+
traders trusted Stoic AI
$200M+
in cumulative assets under management since inception
2015
year of company foundation
FAQ
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VPay (VPAY) is a cryptocurrency that can be bought, sold, and traded on major exchanges. Its price changes in real time based on supply, demand, and broader market conditions. You can track the live VPAY price, market cap, and 24-hour trading volume at the top of this page.
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The current price of VPay (VPAY) is $0.00076084. Over the last 24 hours, it has moved 0.26%. Crypto prices update continuously, so short-term changes can happen quickly.
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You can buy VPay on major exchanges like Binance, Coinbase, or KuCoin. However, simply buying and holding can be risky due to market volatility.
The smartest way to manage your VPAY investment is to connect your exchange account to Stoic AI. This allows you to keep funds on your preferred exchange while our institutional-grade algorithm automates the trading strategy for you, aiming to outperform manual trading. -
VPay's price is influenced by overall crypto market trends, trading volume, investor sentiment, regulatory news, and macroeconomic events. High volatility is common - VPAY can move 5-15% in a single day. This makes timing the market extremely difficult for manual traders but creates opportunities for systematic, data-driven strategies.
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We can’t provide investment advice. Whether VPay is a good investment depends on your risk tolerance, time horizon, and strategy. Crypto markets are highly volatile and past performance doesn't guarantee future results. Many investors reduce risk by diversifying across multiple assets and using automated strategies that remove emotional decision-making. Always do your own research before investing.
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Common approaches include buy & hold, discretionary trading based on technical analysis, or automated strategies. Manual trading can be difficult due to fees, timing, and emotional decisions. Stoic AI offers an out-of-the-box automated approach: connect your exchange via trade-only API permissions, choose a strategy, and the system manages portfolio rebalancing 24/7.
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Stoic AI uses hedge fund-grade quantitative strategies developed by Cindicator, a fintech company with 9+ years of experience and $230M+ in assets under management. The algorithm analyzes price data, volatility, and correlations to build and rebalance a diversified portfolio. VPAY can be included based on real-time market conditions. Over 18,000 customers already use Stoic AI to automate their crypto portfolios.
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With Stoic AI, your funds stay on your exchange (Binance, Coinbase, KuCoin, etc.) at all times. Stoic connects via read-and-trade-only API keys - it cannot withdraw your funds. The platform uses institutional-grade risk management and has been live-tested through multiple market cycles since 2020, including the 2022 crypto winter. You maintain full control and can disconnect at any time.
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You can start with as little as $500. There are no lock-ups and no hidden fees. You can try it now and withdraw your funds at any time. Create a Stoic account, connect your exchange using an API key with trading‑only permissions, choose a strategy, and start automated trading. You can stop anytime by revoking the API key on your exchange. Since the funds stay in your exchange wallet, you remain in control of deposits and withdrawals.
