Price change (24h):
0.00%
High (24h):
$
Low (24h):
$
Volume (24h):
$4.04
Market Cap:
$0
All Time High:
90.85% $10.93
Mar 24, 2025
All Time Low:
33% $0.75
Apr 13, 2024
Overnight.fi USDC+
USDC+0.14 %(1Y)
$1
About Overnight.fi USDC+
Overnight USDC+ (USDC+) is a cryptocurrency launched in 2021. It operates as a risk-minimised stablecoin pegged to USDC and backed by a curated basket of USD stablecoins, occupying a specific niche within decentralized finance.
The token functions as a yield-accruing instrument that automates exposure to Overnight.fi’s neutral-risk asset management strategies. Instead of requiring users to manually allocate capital across lending protocols and hedged positions, USDC+ algorithmically compounds returns. This eliminates the friction of monitoring yield rates and rebalancing portfolios—a persistent inefficiency for passive stablecoin holders.
Overnight USDC+ operates on the Base network as an ERC-20 token. A parallel deployment also exists on the Blast network. These layer-2 environments provide the execution layer for the token’s rebase logic and collateral management.
The token’s architecture relies on a rebase mechanism that adjusts holder balances daily to reflect net profits or losses from the underlying collateral pool. That pool comprises USDC and other USD-pegged assets deployed into lending markets like Aave, alongside carefully calibrated stablecoin-to-stablecoin and delta-neutral strategies. Full collateralization ensures that every token can theoretically be redeemed for its face value in USDC, with redemption possible through the protocol’s smart contracts. The smart contracts are verified on Base under `0x85483696cc…` and on Blast under `0x870a8f46b6…`.
The protocol emerged through Overnight.fi, a team-less collective of DeFi builders that shipped the product in October 2021. Their initial offering centered on USD+, a yield-generating stablecoin, and quickly expanded to include DAI+, USDC+, and USDT+ variants. USDC+ specifically targeted the vast base of USDC holders who sought a hands-off yield solution without venturing beyond the relative safety of a dollar peg. Early trading on decentralized exchanges within the Base ecosystem allowed the token to build initial liquidity.
The overarching purpose of Overnight USDC+ is to reimagine stablecoin utility by embedding autonomous yield generation directly into the asset itself. It aims to render the distinction between principal and interest obsolete—the token’s balance sheet expands and contracts daily, embedding earnings into the very unit of account.
On a mechanical level, USDC+ functions as a continually rebalancing receipt token. Minting it requires depositing USDC into the protocol’s smart contract, which then allocates that capital into the strategy basket. Redemption reverses the process. Governance over strategy parameters and collateral risk frameworks resides with the Overnight protocol’s broader tokenomic structure, though USDC+ holders themselves do not directly vote. The token’s value tracks its net asset value, with any deviation from the peg creating arbitrage opportunities that tighten the price.
Specific utility scenarios emerge naturally from this design. Arbitrageurs monitor the rebase-adjusted price and execute mint or redeem transactions when a discount or premium appears, thereby stabilizing the peg and capturing a spread. Liquidity providers on decentralized exchanges like Aerodrome or Thruster can deposit USDC+ in pools to earn trading fees layered on top of the token’s inherent rebase yield. Institutional treasuries holding USDC+ on Base can passively accumulate daily yield without moving funds between protocols.
Overnight USDC+ has a total supply of 1,772,403 tokens. Currently, 0 are in circulation. With a market capitalization of $0, Overnight USDC+ ranks #6,805 among all cryptocurrencies.
Overnight.fi USDC+ Historical Price Data
| Date | Open | Close | High | Low |
|---|---|---|---|---|
| 07/07/2026 | $1.00 | $1.00 | $1.00 | $1.00 |
| 06/07/2026 | $1.00 | $1.00 | $1.00 | $1.00 |
| 05/07/2026 | $1.00 | $1.00 | $1.00 | $1.00 |
| 04/07/2026 | $1.00 | $1.00 | $1.00 | $1.00 |
| 03/07/2026 | $1.00 | $1.00 | $1.00 | $1.00 |
Why is manual trading Overnight.fi USDC+ a bad idea?
Manual usdc+ trading
- Miss perfect entry/exit
- Emotional decisions
- Huge time to monitor
Stoic AI
-
AI trades 24/7 automatically Catch every opportunity
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Zero-emotion algorithm Disciplined strategy
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Passive income Set & forget automation
20,000+
traders trusted Stoic AI
$200M+
in cumulative assets under management since inception
2015
year of company foundation
FAQ
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Overnight.fi USDC+ (USDC+) is a cryptocurrency that can be bought, sold, and traded on major exchanges. Its price changes in real time based on supply, demand, and broader market conditions. You can track the live USDC+ price, market cap, and 24-hour trading volume at the top of this page.
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The current price of Overnight.fi USDC+ (USDC+) is $1. Over the last 24 hours, it has moved 0.00%. Crypto prices update continuously, so short-term changes can happen quickly.
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You can buy Overnight.fi USDC+ on major exchanges like Binance, Coinbase, or KuCoin. However, simply buying and holding can be risky due to market volatility.
The smartest way to manage your USDC+ investment is to connect your exchange account to Stoic AI. This allows you to keep funds on your preferred exchange while our institutional-grade algorithm automates the trading strategy for you, aiming to outperform manual trading. -
Overnight.fi USDC+'s price is influenced by overall crypto market trends, trading volume, investor sentiment, regulatory news, and macroeconomic events. High volatility is common - USDC+ can move 5-15% in a single day. This makes timing the market extremely difficult for manual traders but creates opportunities for systematic, data-driven strategies.
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We can’t provide investment advice. Whether Overnight.fi USDC+ is a good investment depends on your risk tolerance, time horizon, and strategy. Crypto markets are highly volatile and past performance doesn't guarantee future results. Many investors reduce risk by diversifying across multiple assets and using automated strategies that remove emotional decision-making. Always do your own research before investing.
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Common approaches include buy & hold, discretionary trading based on technical analysis, or automated strategies. Manual trading can be difficult due to fees, timing, and emotional decisions. Stoic AI offers an out-of-the-box automated approach: connect your exchange via trade-only API permissions, choose a strategy, and the system manages portfolio rebalancing 24/7.
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Stoic AI uses hedge fund-grade quantitative strategies developed by Cindicator, a fintech company with 9+ years of experience and $230M+ in assets under management. The algorithm analyzes price data, volatility, and correlations to build and rebalance a diversified portfolio. USDC+ can be included based on real-time market conditions. Over 18,000 customers already use Stoic AI to automate their crypto portfolios.
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With Stoic AI, your funds stay on your exchange (Binance, Coinbase, KuCoin, etc.) at all times. Stoic connects via read-and-trade-only API keys - it cannot withdraw your funds. The platform uses institutional-grade risk management and has been live-tested through multiple market cycles since 2020, including the 2022 crypto winter. You maintain full control and can disconnect at any time.
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You can start with as little as $500. There are no lock-ups and no hidden fees. You can try it now and withdraw your funds at any time. Create a Stoic account, connect your exchange using an API key with trading‑only permissions, choose a strategy, and start automated trading. You can stop anytime by revoking the API key on your exchange. Since the funds stay in your exchange wallet, you remain in control of deposits and withdrawals.
