Price change (24h):
0.02%
High (24h):
$1
Low (24h):
$0.99837
Volume (24h):
$3.23M
Market Cap:
$193.48M
All Time High:
15.84% $1.19
Sep 4, 2025
All Time Low:
30% $0.77
Sep 26, 2025
USDai
USDAI0.03 %(1Y)
$0.999718
About USDai
USD.AI (USDAI) is a cryptocurrency categorized as a yield-bearing synthetic dollar that operates across the Arbitrum, Ethereum, Base, and Plasma networks.
The asset functions as a high-yield bond index, offering a programmable dollar that accrues yield from income-generating infrastructure equipment—specifically loans against AI hardware, compute resources, and DePIN assets. It directly addresses the capital bottleneck throttling physical infrastructure scaling, allowing DePIN projects to leverage structured debt for growth rates exceeding 300%. The protocol’s design embeds an arbitrage loop: when USD.AI’s market price deviates from its dollar peg, traders capture the spread and, in doing so, mechanically restore the peg.
USD.AI operates on the Arbitrum network, with token contracts live across Ethereum, Base, and Plasma for cross-chain liquidity integration. This multi-chain footprint inherits Arbitrum’s optimistic rollup scaling properties to keep transaction costs negligible for both retail holders and arbitrageurs.
The token adheres to the ERC-20 standard on all its deployed chains, giving it native composability with the Ethereum Virtual Machine and frictionless integration into decentralized exchange interfaces, wallets, and lending markets. Its smart contract logic governs a minting process rooted in over-collateralized loans. Physical AI hardware and DePIN assets, tokenized off-chain, serve as the collateral that backs new USD.AI issuance, tethering the synthetic dollar to material income streams.
The project’s origins are detailed in its documentation at docs.usd.ai, though public materials do not disclose individual founder identities. It surfaced amid an accelerating wave of real-world asset tokenization experiments intent on channeling crypto-native liquidity into productive physical infrastructure. The protocol’s architecture echoes MakerDAO’s collateralized debt positions but reorients the collateral pool entirely toward amortizing compute and networking hardware assets.
The broader mission is to fuse decentralized savings with hard-asset financing, creating a liquid dollar instrument that transmits capital from DeFi directly into the AI compute and decentralized wireless infrastructure buildout. By transforming the cash flows of amortizing GPUs, servers, and wireless nodes into on-chain yield, it seeks to compress the cost of capital for hardware operators while offering depositors a return profile that mimics private credit markets.
USD.AI tokens are minted whenever a borrower deposits eligible income-producing hardware collateral into the protocol, originating a debt position that spits out the stablecoin. Holders obtain the token via open-market purchases or by supplying liquidity, and the token’s programmed yield—targeting 15–25% APR—accumulates from the interest payments on those underlying loans. Arbitrageurs continuously trade the token against other stablecoins, exploiting any divergence from the $1 reference price to reinforce the peg.
Market participants who hold USD.AI earn a yield derived from the amortization schedules of the underlying AI hardware and DePIN equipment loans, akin to owning a basket of high-yield equipment bonds. In DeFi protocols spanning Arbitrum and its sister chains, the token can be deposited into automated market maker pools or posted as collateral for borrowing other assets, transforming it from a passive savings instrument into active capital-efficient collateral. Arbitrageurs use the token to capture rapid profit cycles when market inefficiencies appear, tightening the peg with each trade.
USD.AI has a total supply of 282,955,908.10 tokens. Currently, 282,955,908.10 are in circulation. With a market capitalization of $282,866,106.00, USD.AI ranks #144 among all cryptocurrencies.
USDai Historical Price Data
| Date | Open | Close | High | Low |
|---|---|---|---|---|
| 07/07/2026 | $1.00 | $1.00 | $1.00 | $1.00 |
| 06/07/2026 | $1.00 | $1.00 | $1.00 | $1.00 |
| 05/07/2026 | $1.00 | $1.00 | $1.00 | $1.00 |
| 04/07/2026 | $1.00 | $1.00 | $1.00 | $1.00 |
| 03/07/2026 | $1.00 | $1.00 | $1.00 | $1.00 |
| 02/07/2026 | $1.00 | $1.00 | $1.00 | $1.00 |
| 01/07/2026 | $1.00 | $1.00 | $1.00 | $1.00 |
| 30/06/2026 | $1.00 | $1.00 | $1.00 | $1.00 |
Why is manual trading USDai a bad idea?
Manual usdai trading
- Miss perfect entry/exit
- Emotional decisions
- Huge time to monitor
Stoic AI
-
AI trades 24/7 automatically Catch every opportunity
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Zero-emotion algorithm Disciplined strategy
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Passive income Set & forget automation
20,000+
traders trusted Stoic AI
$200M+
in cumulative assets under management since inception
2015
year of company foundation
FAQ
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USDai (USDAI) is a cryptocurrency that can be bought, sold, and traded on major exchanges. Its price changes in real time based on supply, demand, and broader market conditions. You can track the live USDAI price, market cap, and 24-hour trading volume at the top of this page.
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The current price of USDai (USDAI) is $0.999718. Over the last 24 hours, it has moved 0.02%. Crypto prices update continuously, so short-term changes can happen quickly.
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You can buy USDai on major exchanges like Binance, Coinbase, or KuCoin. However, simply buying and holding can be risky due to market volatility.
The smartest way to manage your USDAI investment is to connect your exchange account to Stoic AI. This allows you to keep funds on your preferred exchange while our institutional-grade algorithm automates the trading strategy for you, aiming to outperform manual trading. -
USDai's price is influenced by overall crypto market trends, trading volume, investor sentiment, regulatory news, and macroeconomic events. High volatility is common - USDAI can move 5-15% in a single day. This makes timing the market extremely difficult for manual traders but creates opportunities for systematic, data-driven strategies.
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We can’t provide investment advice. Whether USDai is a good investment depends on your risk tolerance, time horizon, and strategy. Crypto markets are highly volatile and past performance doesn't guarantee future results. Many investors reduce risk by diversifying across multiple assets and using automated strategies that remove emotional decision-making. Always do your own research before investing.
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Common approaches include buy & hold, discretionary trading based on technical analysis, or automated strategies. Manual trading can be difficult due to fees, timing, and emotional decisions. Stoic AI offers an out-of-the-box automated approach: connect your exchange via trade-only API permissions, choose a strategy, and the system manages portfolio rebalancing 24/7.
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Stoic AI uses hedge fund-grade quantitative strategies developed by Cindicator, a fintech company with 9+ years of experience and $230M+ in assets under management. The algorithm analyzes price data, volatility, and correlations to build and rebalance a diversified portfolio. USDAI can be included based on real-time market conditions. Over 18,000 customers already use Stoic AI to automate their crypto portfolios.
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With Stoic AI, your funds stay on your exchange (Binance, Coinbase, KuCoin, etc.) at all times. Stoic connects via read-and-trade-only API keys - it cannot withdraw your funds. The platform uses institutional-grade risk management and has been live-tested through multiple market cycles since 2020, including the 2022 crypto winter. You maintain full control and can disconnect at any time.
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You can start with as little as $500. There are no lock-ups and no hidden fees. You can try it now and withdraw your funds at any time. Create a Stoic account, connect your exchange using an API key with trading‑only permissions, choose a strategy, and start automated trading. You can stop anytime by revoking the API key on your exchange. Since the funds stay in your exchange wallet, you remain in control of deposits and withdrawals.
