Price change (24h):
0.00%
High (24h):
$
Low (24h):
$
Volume (24h):
$34.22
Market Cap:
$143.31K
All Time High:
99.97% $4.47
Feb 23, 2021
All Time Low:
9% $0.00
Jun 10, 2026
UniLend Finance
UFT79.08 %(1Y)
$0.00143311
About UniLend Finance
UniLend (UFT) is a cryptocurrency launched in 2020. It anchors a hybrid protocol that fuses a permissionless lending market with on-chain artificial intelligence, creating a composable ecosystem where communities co-own autonomous agents.
The platform dismantles the gatekeeping entrenched in legacy money markets by enabling any ERC-20 token to be listed instantly as collateral without governance approval. Simultaneously, it supplies a modular framework for developers to build, deploy, and share AI agents that execute tasks like yield optimization and risk assessment directly on-chain. This dual structure collapses the traditional silos between DeFi liquidity and machine intelligence.
UniLend operates on the Ethereum network, with token contracts extended across Polygon, BNB Chain, Fantom, and Injective. The protocol absorbs the finality and security guarantees of each underlying chain, functioning as a multi-chain liquidity layer.
The UFT token adheres to ERC-20 and BEP-20 standards, conferring broad composability with EVM-compatible wallets and exchanges. Immutable smart contracts store agent workflows and training data, granting cryptographic verifiability of AI decision trails. Modular contracts let any developer interface directly with the permissionless architecture, sidestepping centralized curation.
The protocol launched in August 2020, marking the first-ever deployment of a money market where asset listing demanded zero governance overhead. No single founder is publicly documented; the project evolved as a community-centric research collective. A later integration of AI agent functionality transformed the platform into a broader Web3 automation layer.
The long-term objective is the democratization of financial and cognitive automation. By handing communities the tools to collectively own and direct AI agents, UniLend seeks to redistribute economic value generated by machine intelligence from centralized providers toward decentralized autonomous organizations.
UFT tokens embody governance control over the money market’s collateral parameters and the AI marketplace’s listing standards. Staked UFT grants proportional voting power on protocol upgrades and captures a cut of fees generated by lending activity. The token also serves as a bond mechanism for deploying new agents; developers lock UFT to list modules, aligning economic incentives against spam or faulty code.
Liquidity providers who deposit assets into permissionless pools earn UFT-denominated rewards, deepening market depth. A developer publishing an agent for automated portfolio rebalancing must stake UFT, a commitment subject to slashing if the agent behaves maliciously. Governance votes require UFT tokens, directly shaping the protocol’s risk framework.
UniLend has a maximum supply of 100,000,000 tokens. Currently, 100,000,000 are in circulation. The total and maximum supply are identical, locking the token count permanently at its genesis distribution. With a market capitalization of $189,871, UniLend ranks #4,879 among all cryptocurrencies.
Why is manual trading UniLend Finance a bad idea?
Manual uft trading
- Miss perfect entry/exit
- Emotional decisions
- Huge time to monitor
Stoic AI
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AI trades 24/7 automatically Catch every opportunity
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Zero-emotion algorithm Disciplined strategy
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Passive income Set & forget automation
20,000+
traders trusted Stoic AI
$200M+
in cumulative assets under management since inception
2015
year of company foundation
FAQ
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UniLend Finance (UFT) is a cryptocurrency that can be bought, sold, and traded on major exchanges. Its price changes in real time based on supply, demand, and broader market conditions. You can track the live UFT price, market cap, and 24-hour trading volume at the top of this page.
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The current price of UniLend Finance (UFT) is $0.00143311. Over the last 24 hours, it has moved 0.00%. Crypto prices update continuously, so short-term changes can happen quickly.
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You can buy UniLend Finance on major exchanges like Binance, Coinbase, or KuCoin. However, simply buying and holding can be risky due to market volatility.
The smartest way to manage your UFT investment is to connect your exchange account to Stoic AI. This allows you to keep funds on your preferred exchange while our institutional-grade algorithm automates the trading strategy for you, aiming to outperform manual trading. -
UniLend Finance's price is influenced by overall crypto market trends, trading volume, investor sentiment, regulatory news, and macroeconomic events. High volatility is common - UFT can move 5-15% in a single day. This makes timing the market extremely difficult for manual traders but creates opportunities for systematic, data-driven strategies.
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We can’t provide investment advice. Whether UniLend Finance is a good investment depends on your risk tolerance, time horizon, and strategy. Crypto markets are highly volatile and past performance doesn't guarantee future results. Many investors reduce risk by diversifying across multiple assets and using automated strategies that remove emotional decision-making. Always do your own research before investing.
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Common approaches include buy & hold, discretionary trading based on technical analysis, or automated strategies. Manual trading can be difficult due to fees, timing, and emotional decisions. Stoic AI offers an out-of-the-box automated approach: connect your exchange via trade-only API permissions, choose a strategy, and the system manages portfolio rebalancing 24/7.
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Stoic AI uses hedge fund-grade quantitative strategies developed by Cindicator, a fintech company with 9+ years of experience and $230M+ in assets under management. The algorithm analyzes price data, volatility, and correlations to build and rebalance a diversified portfolio. UFT can be included based on real-time market conditions. Over 18,000 customers already use Stoic AI to automate their crypto portfolios.
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With Stoic AI, your funds stay on your exchange (Binance, Coinbase, KuCoin, etc.) at all times. Stoic connects via read-and-trade-only API keys - it cannot withdraw your funds. The platform uses institutional-grade risk management and has been live-tested through multiple market cycles since 2020, including the 2022 crypto winter. You maintain full control and can disconnect at any time.
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You can start with as little as $500. There are no lock-ups and no hidden fees. You can try it now and withdraw your funds at any time. Create a Stoic account, connect your exchange using an API key with trading‑only permissions, choose a strategy, and start automated trading. You can stop anytime by revoking the API key on your exchange. Since the funds stay in your exchange wallet, you remain in control of deposits and withdrawals.
