Price change (24h):
0.00%
High (24h):
$
Low (24h):
$
Volume (24h):
$4.88
Market Cap:
$77.50K
All Time High:
100.00% $2.14
Jan 13, 2018
All Time Low:
750% $0.00
Jun 21, 2024
4.10 %(1Y)
$0.00002624
Price change (24h):
0.00%
High (24h):
$
Low (24h):
$
Volume (24h):
$4.88
Market Cap:
$77.50K
All Time High:
100.00% $2.14
Jan 13, 2018
All Time Low:
750% $0.00
Jun 21, 2024
SmartCash (SMART) is a cryptocurrency launched in 2017. The asset operates as a decentralized smart contract platform intertwined with a masternode-powered governance framework and a mineable monetary supply.
Its core utility zeroes in on everyday retail payments and merchant settlement—a stark departure from the speculative hoarding endemic to many blockchain tokens. InstantPay locks transactions to finality in roughly one second. The network also routes value through SMS and email, bypassing wallet-address complexity altogether, while the native SmartPay point-of-sale app packages all of this for brick-and-mortar checkout counters.
SmartCash operates on its own blockchain using proof-of-stake consensus, anchored by a dedicated SmartNode layer that validates blocks and processes governance proposals. The architecture isn’t a passive observer of ledger state; SmartNodes actively lock instant payments and enforce treasury decisions encoded in on-chain votes.
Under the hood, the protocol employs the Keccak hashing algorithm for its proof-of-work mining component, complementing the node-driven consensus with a competition for block rewards. InstantPay achieves sub-second payment lock-in without sacrificing settlement guarantees. The network additionally supports SMS and email-based asset transfers, extending reach to handsets lacking dedicated wallet software.
No single founder name surfaces in its genesis documents; the project emerged in July 2017 from a dispersed community of developers and payment advocates. Early adoption ignited across South America, and within a few years Brazil reported 85% merchant acceptance of SmartCash through the wearable SmartBand. An integration pipeline with 13,000 Caixa ATM locations further embedded the token into the country’s physical financial infrastructure. The SmartCard and an expanding network of ATMs in Canada and Europe pulled the project beyond a purely digital niche.
The long arc of the project angles toward making cryptocurrency as instinctive as cash at the point of sale. It is a conscious effort to dissolve the usability barrier between fiat and digital money, sidestepping speculative yield in favor of transactional velocity. Commerce, not custodial vaulting, defines its success parameter.
SMART tokens fuel a private-key-weighted treasury voting mechanism, where holders direct community funds without intermediary escrow. SmartNode operators collateralize positions to activate near-instant transaction routing and to cast governance decisions on-chain. Mining emissions continuously inject new tokens into circulation as a reward for Keccak-backed proof-of-work security.
SmartNode operators stake SMART to secure block production and collect a slice of the protocol’s emission schedule. Merchants settling purchases through the SmartPay app use the token as a real-time medium of exchange, sidestepping card-network latency. Treasury ballots are opened exclusively to token-weighted participants, who steer development grants and marketing allocations directly through cryptographic signatures.
SmartCash has a maximum supply of 5,000,000,000 tokens. Currently, 2,953,892,297 are in circulation. With a market capitalization of $57,607, SmartCash ranks #6,797 among all cryptocurrencies.
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