Quantoz EURQ

Quantoz EURQ (EURQ) is a cryptocurrency launched in 2024, a MiCA-compliant, euro-denominated stablecoin issued by a Dutch Electronic Money Institution. The token is pegged 1:1 to the euro and functions as a regulated settlement asset for European digital-asset markets.

Quantoz EURQ fills the void for a fully regulated, bank-supervised euro stablecoin that operates across multiple blockchain ecosystems. It directly addresses the friction of fragmented fiat on-ramps and the absence of a credible, overseen euro-pegged token for arbitrage and trading liquidity within the European crypto market. Authorized primary market brokers distribute the token to exchanges, enabling rapid cross-platform settlement and deep liquidity for euro trading pairs.

Quantoz EURQ operates on the Ethereum network. Beyond Ethereum, the token is deployed across Polygon, Algorand, and the XRP Ledger, each with its own audited contract, extending its reach to diverse execution environments. Each chain-specific contract—Ethereum, Polygon, Algorand, XRP Ledger—is administered by Quantoz and draws from the same euro reserve pool.

On Ethereum and Polygon, EURQ adheres to the ERC-20 token standard, while its Algorand instantiation uses the Algorand Standard Asset framework and the XRP Ledger version operates as an issued currency via a trustline. The smart contract addresses are publicly verifiable on their respective explorers, reinforcing the transparent, reserved-backed composition of the supply. No on-chain governance or staking mechanisms are present in the token design; it functions as a pure value-transfer instrument.

Quantoz EURQ launched in November 2024, a product of Quantoz Payments BV, a licensed Electronic Money Institution under prudential supervision of De Nederlandsche Bank. The legal and operational framework segregates token-issuance duties from reserve custody: Stichting Quantoz, a bankruptcy-remote foundation, safeguards the full euro collateral in accounts with systemically important banks and investment-grade euro bonds. The whitepaper—filed under the European Union’s Markets in Crypto-Assets regulation as an Electronic Money Token—was submitted to the Dutch Authority for the Financial Markets.

The project’s overarching purpose is to embed a fully supervised, euro-pegged digital liquidity instrument into the fabric of European crypto trading. It aims to replace unregulated stablecoins with a MiCA-aligned alternative that can be seamlessly integrated by exchanges, OTC desks, and institutional payment rails, eliminating the counterparty opacity common in offshore stablecoin arrangements. By anchoring on-chain euro representation to a licensed entity and verifiable reserve pool, the token seeks to bridge the gap between conventional banking hours and 24/7 digital-asset settlement cycles.

EURQ tokens are minted when authorized brokers deposit euros with Quantoz Payments BV; they are burned upon redemption, with each unit consistently backed by at least 102% of its face value in liquid reserves. The token serves as a settlement medium on exchanges, enabling quote currency pairing against a broad basket of digital assets without the latency of T+2 fiat settlement. The 102% over-collateralization—a regulatory mandate—adds a structural buffer that absorbs minor market dislocations.

Market makers and arbitrage desks hold EURQ to execute euro-denominated trading strategies across the 22 exchanges and 26 unique pairs where the token is listed. Institutional treasury managers use the token to rebalance fiat positions on chain, bypassing correspondent banking delays. Liquidity providers in the Ethereum and Polygon DeFi ecosystems can deploy EURQ in AMM pools, earning yield while the underlying reserves maintain the peg’s integrity.

Quantoz EURQ has a total supply of 15,000,000 tokens. Currently, 4,770,911.15 EURQ are in circulation. With a market capitalization of $5,586,172.00, Quantoz EURQ ranks #1,575 among all cryptocurrencies.