Price change (24h):
1.86%
High (24h):
$1.56
Low (24h):
$1.51
Volume (24h):
$67.46
Market Cap:
$0
All Time High:
98.70% $116.97
Mar 30, 2024
All Time Low:
363% $0.33
May 12, 2025
Overnight Finance
OVN178.02 %(1Y)
$1.52
About Overnight Finance
Overnight (OVN) is a cryptocurrency launched in 2021. The protocol anchors itself in stablecoin-centric decentralized finance, issuing yield-bearing stablecoins like USD+, DAI+, and USDT+ from its Optimism-based core.
Its primary product, USD+, functions as a fully collateralized, yield-generating stablecoin. Underlying collateral flows into delta-neutral and neutral-risk strategies. The engine harvests returns from lending pools on Aave and from carefully paired stable-to-stable positions, shunning directional exposure. Investors who prioritize capital preservation find a rare home here.
Overnight operates on the Optimism network, a layer-two scaling solution for Ethereum. The token has since been deployed across multiple EVM-compatible chains, including Base, Arbitrum One, and BNB Smart Chain. This multi-chain architecture broadens accessibility without altering its core risk philosophy.
Technically, OVN exists as an ERC-20 token on Optimism, Base, and Arbitrum, while assuming the BEP-20 standard on BNB Chain. Smart contract addresses follow consistent cryptographic patterns across these ledgers, each verified on block explorers like Etherscan or BscScan. The deployment leverages established token primitives, avoiding custom virtual machines or exotic opcodes.
The protocol arrived in October 2021, emerging as one of the early stablecoin yield experiments on Optimism. No single founder dominates its public narrative; the project coalesced around the thesis that decentralized lending could fund a self-sustaining stablecoin with minimal governance overhead. Early liquidity gravitated toward Aave integrations, a pattern that still defines its collateral flows.
Overnight’s mission extends beyond automatic yield. It seeks to embed truly decentralized risk oversight into stablecoin product design. The objective is a community-governed filter that consistently rewards conservative collateral allocations and actively suppresses speculative drift. This reorients DeFi’s typical yield-chasing toward discipline.
The OVN token steers this risk apparatus through standard voting rights. Holders participate in ratifying parameter changes—collateral ceilings, strategy whitelists, exposure limits—with a structural bias toward prudence. The token also acts as a coordination incentive: protocols or users can direct OVN bribes to increase USD+ liquidity, tying token utility directly to stablecoin adoption.
A holder of OVN can cast votes on risk frameworks, steering the protocol away from aggressive or untested strategies. The mechanism rewards those who vote conservatively, aligning financial self-interest with systemic safety. Validators do not exist in the traditional sense; instead, every token-weighted vote is a direct act of risk management, a hedge against the complacency that often undoes yield protocols.
Overnight has a maximum supply of 1,000,000 tokens. Currently, none are in circulation. The token’s initial distribution phase is still unfolding, with all supply pending releases. With a market capitalization of $0, Overnight ranks #5,046 among all cryptocurrencies.
Overnight Finance Historical Price Data
| Date | Open | Close | High | Low |
|---|---|---|---|---|
| 07/07/2026 | $1.54 | $1.52 | $1.56 | $1.51 |
| 06/07/2026 | $1.52 | $1.54 | $1.57 | $1.52 |
| 05/07/2026 | $1.55 | $1.52 | $1.57 | $1.52 |
| 04/07/2026 | $1.55 | $1.55 | $1.57 | $1.54 |
| 03/07/2026 | $1.53 | $1.55 | $1.56 | $1.52 |
| 02/07/2026 | $1.54 | $1.52 | $1.58 | $1.52 |
| 01/07/2026 | $1.51 | $1.54 | $1.58 | $1.51 |
Why is manual trading Overnight Finance a bad idea?
Manual ovn trading
- Miss perfect entry/exit
- Emotional decisions
- Huge time to monitor
Stoic AI
-
AI trades 24/7 automatically Catch every opportunity
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Zero-emotion algorithm Disciplined strategy
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Passive income Set & forget automation
20,000+
traders trusted Stoic AI
$200M+
in cumulative assets under management since inception
2015
year of company foundation
FAQ
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Overnight Finance (OVN) is a cryptocurrency that can be bought, sold, and traded on major exchanges. Its price changes in real time based on supply, demand, and broader market conditions. You can track the live OVN price, market cap, and 24-hour trading volume at the top of this page.
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The current price of Overnight Finance (OVN) is $1.52. Over the last 24 hours, it has moved -1.86%. Crypto prices update continuously, so short-term changes can happen quickly.
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You can buy Overnight Finance on major exchanges like Binance, Coinbase, or KuCoin. However, simply buying and holding can be risky due to market volatility.
The smartest way to manage your OVN investment is to connect your exchange account to Stoic AI. This allows you to keep funds on your preferred exchange while our institutional-grade algorithm automates the trading strategy for you, aiming to outperform manual trading. -
Overnight Finance's price is influenced by overall crypto market trends, trading volume, investor sentiment, regulatory news, and macroeconomic events. High volatility is common - OVN can move 5-15% in a single day. This makes timing the market extremely difficult for manual traders but creates opportunities for systematic, data-driven strategies.
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We can’t provide investment advice. Whether Overnight Finance is a good investment depends on your risk tolerance, time horizon, and strategy. Crypto markets are highly volatile and past performance doesn't guarantee future results. Many investors reduce risk by diversifying across multiple assets and using automated strategies that remove emotional decision-making. Always do your own research before investing.
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Common approaches include buy & hold, discretionary trading based on technical analysis, or automated strategies. Manual trading can be difficult due to fees, timing, and emotional decisions. Stoic AI offers an out-of-the-box automated approach: connect your exchange via trade-only API permissions, choose a strategy, and the system manages portfolio rebalancing 24/7.
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Stoic AI uses hedge fund-grade quantitative strategies developed by Cindicator, a fintech company with 9+ years of experience and $230M+ in assets under management. The algorithm analyzes price data, volatility, and correlations to build and rebalance a diversified portfolio. OVN can be included based on real-time market conditions. Over 18,000 customers already use Stoic AI to automate their crypto portfolios.
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With Stoic AI, your funds stay on your exchange (Binance, Coinbase, KuCoin, etc.) at all times. Stoic connects via read-and-trade-only API keys - it cannot withdraw your funds. The platform uses institutional-grade risk management and has been live-tested through multiple market cycles since 2020, including the 2022 crypto winter. You maintain full control and can disconnect at any time.
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You can start with as little as $500. There are no lock-ups and no hidden fees. You can try it now and withdraw your funds at any time. Create a Stoic account, connect your exchange using an API key with trading‑only permissions, choose a strategy, and start automated trading. You can stop anytime by revoking the API key on your exchange. Since the funds stay in your exchange wallet, you remain in control of deposits and withdrawals.
