Price change (24h):
1.11%
High (24h):
$0.02635377
Low (24h):
$0.02572957
Volume (24h):
$8.09
Market Cap:
$1.55M
All Time High:
98.88% $2.33
May 30, 2023
All Time Low:
188% $0.01
Sep 2, 2025
Merchant
MTO22.66 %(1Y)
$0.02600268
About Merchant
Merchant Token (MTO) is a cryptocurrency launched in 2020. It functions as the native asset of the MTO DeFi Payment Protocol, a system engineered to bridge blockchain settlements with conventional point-of-sale hardware.
The protocol targets a specific market fissure: crypto transactions at physical retailers historically lack the consumer safeguards—chargebacks, dispute resolution, refund guarantees—that card networks provide. MTO injects these protections into decentralized payments, creating a trust layer for face-to-face commerce where irreversible blockchain transfers have deterred adoption.
Merchant Token operates on the Ethereum network as an ERC-20 token. It inherits the decentralized security and global availability of Ethereum’s mainnet, ensuring that payment channels remain censorship-resistant and transparent.
As an ERC-20 contract, the token integrates natively with Ethereum wallets, decentralized exchanges, and composable DeFi protocols. The smart contract, deployed at a verified mainnet address, can programmatically enforce conditional payment release—freezing funds until delivery confirmation or a dispute timer expires, a logic embedded in the protocol’s consumer protection design.
The initiative traces its roots to Hips, a Swedish payment technology company. In May 2020, after the publication of a detailed white paper laying out a blockchain-agnostic terminal software framework, the MTO token was minted on Ethereum, initiating its role as the protocol’s settlement and security layer.
The project’s long-term orientation is to render crypto payments practical for everyday retail by embedding reversible, mediated transactions into a peer-to-peer architecture. It seeks to replicate the confidence of traditional banking infrastructure without reintroducing centralized intermediaries.
Mechanically, MTO acts as the economic bond within the payment protocol. Merchants wishing to accept crypto through MTO-enabled terminals stake the token as collateral, which can be slashed if a verified consumer grievance is upheld. This staking requirement aligns merchant behavior with honest dealing and funds a decentralized dispute arbitration process.
For a retailer, holding and locking MTO unlocks the ability to process blockchain payments at a physical storefront with standardized buyer protections. A consumer transacting through the protocol gains an assurance largely absent from direct wallet-to-wallet transfers: the potential fund recovery in cases of non-fulfillment. Validators or arbitrators review disputes and earn fees for their accuracy, creating a self-policing ecosystem.
Merchant Token has a maximum supply of 100,000,000 tokens. Currently, 59,674,729.04 are in circulation. With a market capitalization of $2,309,261, Merchant Token ranks #2,216 among all cryptocurrencies.
Merchant Historical Price Data
| Date | Open | Close | High | Low |
|---|---|---|---|---|
| 13/06/2026 | $0.03 | $0.03 | $0.03 | $0.03 |
| 12/06/2026 | $0.03 | $0.03 | $0.03 | $0.03 |
| 11/06/2026 | $0.03 | $0.03 | $0.03 | $0.03 |
| 10/06/2026 | $0.03 | $0.03 | $0.03 | $0.03 |
| 09/06/2026 | $0.03 | $0.03 | $0.03 | $0.03 |
| 08/06/2026 | $0.03 | $0.03 | $0.03 | $0.03 |
| 07/06/2026 | $0.02 | $0.03 | $0.03 | $0.02 |
| 06/06/2026 | $0.02 | $0.02 | $0.02 | $0.02 |
Why is manual trading Merchant a bad idea?
Manual mto trading
- Miss perfect entry/exit
- Emotional decisions
- Huge time to monitor
Stoic AI
-
AI trades 24/7 automatically Catch every opportunity
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Zero-emotion algorithm Disciplined strategy
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Passive income Set & forget automation
20,000+
traders trusted Stoic AI
$200M+
in cumulative assets under management since inception
2015
year of company foundation
FAQ
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Merchant (MTO) is a cryptocurrency that can be bought, sold, and traded on major exchanges. Its price changes in real time based on supply, demand, and broader market conditions. You can track the live MTO price, market cap, and 24-hour trading volume at the top of this page.
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The current price of Merchant (MTO) is $0.02600268. Over the last 24 hours, it has moved -1.11%. Crypto prices update continuously, so short-term changes can happen quickly.
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You can buy Merchant on major exchanges like Binance, Coinbase, or KuCoin. However, simply buying and holding can be risky due to market volatility.
The smartest way to manage your MTO investment is to connect your exchange account to Stoic AI. This allows you to keep funds on your preferred exchange while our institutional-grade algorithm automates the trading strategy for you, aiming to outperform manual trading. -
Merchant's price is influenced by overall crypto market trends, trading volume, investor sentiment, regulatory news, and macroeconomic events. High volatility is common - MTO can move 5-15% in a single day. This makes timing the market extremely difficult for manual traders but creates opportunities for systematic, data-driven strategies.
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We can’t provide investment advice. Whether Merchant is a good investment depends on your risk tolerance, time horizon, and strategy. Crypto markets are highly volatile and past performance doesn't guarantee future results. Many investors reduce risk by diversifying across multiple assets and using automated strategies that remove emotional decision-making. Always do your own research before investing.
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Common approaches include buy & hold, discretionary trading based on technical analysis, or automated strategies. Manual trading can be difficult due to fees, timing, and emotional decisions. Stoic AI offers an out-of-the-box automated approach: connect your exchange via trade-only API permissions, choose a strategy, and the system manages portfolio rebalancing 24/7.
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Stoic AI uses hedge fund-grade quantitative strategies developed by Cindicator, a fintech company with 9+ years of experience and $230M+ in assets under management. The algorithm analyzes price data, volatility, and correlations to build and rebalance a diversified portfolio. MTO can be included based on real-time market conditions. Over 18,000 customers already use Stoic AI to automate their crypto portfolios.
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With Stoic AI, your funds stay on your exchange (Binance, Coinbase, KuCoin, etc.) at all times. Stoic connects via read-and-trade-only API keys - it cannot withdraw your funds. The platform uses institutional-grade risk management and has been live-tested through multiple market cycles since 2020, including the 2022 crypto winter. You maintain full control and can disconnect at any time.
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You can start with as little as $500. There are no lock-ups and no hidden fees. You can try it now and withdraw your funds at any time. Create a Stoic account, connect your exchange using an API key with trading‑only permissions, choose a strategy, and start automated trading. You can stop anytime by revoking the API key on your exchange. Since the funds stay in your exchange wallet, you remain in control of deposits and withdrawals.
