Price change (24h):
0.96%
High (24h):
$0.0000285
Low (24h):
$0.00002799
Volume (24h):
$2.28
Market Cap:
$0
All Time High:
99.99% $0.22
Mar 10, 2024
All Time Low:
11% $0.00
Jun 6, 2026
Lends
LENDS79.92 %(1Y)
$0.00002814
About Lends
Lends (LENDS) is a cryptocurrency launched in 2024 that functions as the native token of a DeFi platform spanning borrowing, lending, swapping, saving, and peer-to-peer order books. The project anchors itself as the flagship Thorchain lending application, funneling decentralized finance access to a user base already exceeding 300,000 wallets.
The protocol eliminates the two standard De frictions. It dispenses with periodic interest charges entirely and dismantles the threat of forced liquidation through an overcollateralized model that substitutes interest accrual with systematic token burning. A lender locking assets on Lends does not watch a debt clock tick higher—they pledge collateral above the loan principal and settle the obligation by destroying a portion of that locked value.
The asset operates on the Ethereum network. Its ERC-20 contract directs all transactional logic inside the Ethereum Virtual Machine, while integration with Thorchain extends cross-chain liquidity and settlement rails for native Bitcoin and other non-EVM assets funneling into the lending pools.
Traders interact with the protocol through a single Ethereum smart contract at `0x2c06ba9e7f0daccbc1f6a33ea67e85bb68fbee3a`. The codebase connects straight into Thorchain’s multi-chain routers, meaning a swap or loan request originating on Ethereum can draw liquidity from external chain vaults. No separate bridging token is needed; the architecture collapses cross-chain execution into one transactional layer.
The project surfaced publicly on February 8, 2024, without named founders, emerging directly from the Thorchain developer ecosystem. No venture raise or centralized team structure was disclosed. The launch mirrored a broader shift toward burn-based Debt Collateralized Debt Positions, moving away from MakerDAO-style interest rate models that dominated previous cycles.
Its core objective reorders the logic of on-chain debt. Rather than extract continuous rents from borrowers, the platform designs a one-time value transfer where the repaid loan extinguishes a corresponding amount of LENDS tokens, severing the permanent drag of compounding yield. This reframes lending as a deflationary settlement event instead of an open-ended credit relationship.
Within that framework, the token serves as the exclusive settlement unit. A borrower locking LENDS as collateral receives a loan denominated in another asset; when they return the principal, a predetermined fraction of the locked LENDS is permanently removed from circulation. The burn quantifies the cost of capital without ever requiring an interest rate to compound. No governance vote adjusts that logic—it is hard-coded into the collateral contracts.
A participant deposits LENDS into the platform’s vaults to open a zero-interest debt position, knowing that the cost of borrowing is accounted for entirely through the post-repayment token destruction. Liquidity suppliers, in turn, populate lending pools to capture the organic volume generated by these burn-structured loans. The peer-to-peer order books layer a secondary market atop the primary vaults, letting lenders set exact spreads.
Lends has a maximum supply of 625,000,000 tokens. Currently, zero tokens are in circulation. With a market capitalization of $0, Lends ranks #6,825 among all cryptocurrencies.
Lends Historical Price Data
| Date | Open | Close | High | Low |
|---|---|---|---|---|
| 08/07/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 04/07/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 03/07/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 02/07/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
| 01/07/2026 | $0.00 | $0.00 | $0.00 | $0.00 |
Why is manual trading Lends a bad idea?
Manual lends trading
- Miss perfect entry/exit
- Emotional decisions
- Huge time to monitor
Stoic AI
-
AI trades 24/7 automatically Catch every opportunity
-
Zero-emotion algorithm Disciplined strategy
-
Passive income Set & forget automation
20,000+
traders trusted Stoic AI
$200M+
in cumulative assets under management since inception
2015
year of company foundation
FAQ
-
Lends (LENDS) is a cryptocurrency that can be bought, sold, and traded on major exchanges. Its price changes in real time based on supply, demand, and broader market conditions. You can track the live LENDS price, market cap, and 24-hour trading volume at the top of this page.
-
The current price of Lends (LENDS) is $0.00002814. Over the last 24 hours, it has moved -0.96%. Crypto prices update continuously, so short-term changes can happen quickly.
-
You can buy Lends on major exchanges like Binance, Coinbase, or KuCoin. However, simply buying and holding can be risky due to market volatility.
The smartest way to manage your LENDS investment is to connect your exchange account to Stoic AI. This allows you to keep funds on your preferred exchange while our institutional-grade algorithm automates the trading strategy for you, aiming to outperform manual trading. -
Lends's price is influenced by overall crypto market trends, trading volume, investor sentiment, regulatory news, and macroeconomic events. High volatility is common - LENDS can move 5-15% in a single day. This makes timing the market extremely difficult for manual traders but creates opportunities for systematic, data-driven strategies.
-
We can’t provide investment advice. Whether Lends is a good investment depends on your risk tolerance, time horizon, and strategy. Crypto markets are highly volatile and past performance doesn't guarantee future results. Many investors reduce risk by diversifying across multiple assets and using automated strategies that remove emotional decision-making. Always do your own research before investing.
-
Common approaches include buy & hold, discretionary trading based on technical analysis, or automated strategies. Manual trading can be difficult due to fees, timing, and emotional decisions. Stoic AI offers an out-of-the-box automated approach: connect your exchange via trade-only API permissions, choose a strategy, and the system manages portfolio rebalancing 24/7.
-
Stoic AI uses hedge fund-grade quantitative strategies developed by Cindicator, a fintech company with 9+ years of experience and $230M+ in assets under management. The algorithm analyzes price data, volatility, and correlations to build and rebalance a diversified portfolio. LENDS can be included based on real-time market conditions. Over 18,000 customers already use Stoic AI to automate their crypto portfolios.
-
With Stoic AI, your funds stay on your exchange (Binance, Coinbase, KuCoin, etc.) at all times. Stoic connects via read-and-trade-only API keys - it cannot withdraw your funds. The platform uses institutional-grade risk management and has been live-tested through multiple market cycles since 2020, including the 2022 crypto winter. You maintain full control and can disconnect at any time.
-
You can start with as little as $500. There are no lock-ups and no hidden fees. You can try it now and withdraw your funds at any time. Create a Stoic account, connect your exchange using an API key with trading‑only permissions, choose a strategy, and start automated trading. You can stop anytime by revoking the API key on your exchange. Since the funds stay in your exchange wallet, you remain in control of deposits and withdrawals.
