CoinLoan Price

CoinLoan (CLT) is a cryptocurrency launched in 2017. The asset falls squarely into the Ethereum ecosystem, designed to power a decentralized lending and borrowing platform that bridges crypto collateral with fiat liquidity.

Crypto-asset holders historically faced a punishing dilemma when needing fiat: sell into volatile markets at inopportune moments, incurring fees and tax liabilities. CoinLoan eliminates that trade-off. The protocol accepts digital assets as collateral for loans, issuing fiat or stablecoins without forcing liquidation of the underlying position. Concurrently, it offers interest-earning accounts that let depositors generate yield on idle capital.

CoinLoan operates on the Ethereum network as an ERC-20 standard token. This blockchain footing provides the token with instant interoperability across Ethereum’s sprawling decentralized-finance infrastructure, from wallets to automated market makers.

The underlying smart contract, verified at Ethereum address 0x2001f2a0cf801ecfda622f6c28fb6e10d803d969, implements the ERC-20 interface for standard balance tracking and transfer events. Source code repositories on GitHub and indexed explorers like Etherscan, Ethplorer, and Arkham Intelligence permit public auditability of the token’s logic. No additional execution environment or separate consensus mechanism governs the asset beyond Ethereum’s base layer.

Registered in Estonia, the CoinLoan project initiated operations in 2017, launching its CLT token in August of that year. The corporate entity positioned itself as a regulated crypto-lending intermediary at a time when the market lacked compliant fiat on-ramps for digital collateral. Early adoption centered on European users seeking a legal framework for borrowing against bitcoin and ether holdings.

The project’s foundational thesis was to disentangle the liquidity needs of crypto investors from the destructive need to sell assets. By enabling collateralized borrowing, CoinLoan allows market participants to access cash without forfeiting potential upside in their digital portfolios. This architecture serves long-term holders who face short-term expenditure requirements but wish to maintain exposure to blockchain-based assets.

The CLT token operates as the native utility instrument within the CoinLoan marketplace, a programmable representation of value on Ethereum that governs economic flow. Loan disbursements, interest remittances, and deposit yields all denominate in CLT, making it the settlement layer for the platform’s credit activities. Every interaction with the borrowing or lending modules inherently circulates the token through the ecosystem’s economic loops.

A borrower can pledge ether or bitcoin as collateral and receive a CLT-denominated loan, which may then convert into fiat or stablecoins through integrated gateways. Lenders deposit CLT into pooled liquidity reserves, earning a share of the interest accrued from active loan positions. This dual-sided market ensures that idle capital finds productive employment while borrowers leverage stagnant holdings without triggering taxable disposition events.

CoinLoan has a maximum supply of 22,000,000 CLT tokens. Currently, zero tokens are in circulation. With a market capitalization of $0, CoinLoan ranks #5,751 among all cryptocurrencies.