Price change (24h):
1.03%
High (24h):
$0.39368
Low (24h):
$0.37995
Volume (24h):
$4.38M
Market Cap:
$35.01M
All Time High:
99.08% $41.56
Feb 4, 2021
All Time Low:
26% $0.30
Apr 29, 2020
UMA
UMA64.86 %(1Y)
$0.381947
About UMA
UMA is a cryptocurrency and decentralized financial contracts protocol that anchors the Universal Market Access framework. Launched as an open-source project on Ethereum, it falls squarely within the DeFi, oracle, and synthetic asset sectors.
The protocol delivers infrastructure for priceless financial contracts—a class of DeFi instruments engineered to sidestep the security and scalability pitfalls of conventional oracles. Instead of continuously streaming on-chain price data, UMA’s design minimizes oracle calls, enabling the creation of synthetic ERC-20 tokens that can mirror any real-world asset, index, or derivative with dramatically fewer trust assumptions.
UMA operates on the Ethereum network. The system does not rely on a separate consensus layer for its token, which exists as an ERC-20 asset inheriting Ethereum’s proof-of-stake security. Its cross-chain presence extends to Avalanche via a bridging contract, though Ethereum remains the canonical settlement layer.
Core to this architecture is the priceless methodology. Every UMA contract is designed so that price requests only surface when a counterparty disputes a settlement. At that moment, the Data Verification Mechanism (DVM) activates, allowing UMA token holders to submit a single, retrospective price attestation rather than maintain a live feed. This pattern slashes oracle attack surfaces and reduces gas overhead.
The UMA protocol took shape as an open-source initiative, with its foundational whitepaper and codebase publicly available through the UMAprotocol GitHub organization. Development progressed via community contributions and a dedicated core team, though individual founder identities rarely dominate its narrative. Early work concentrated on synthetic token design and the DVM, positioning UMA among the earliest projects to argue for minimalistic oracle architectures.
UMA’s broader mission is to dismantle barriers to financial market creation. By letting anyone permissionlessly design and deploy a token tracking, say, a commodities basket or an L2 staking yield, the project abstracts away the need for price providers, custody, and settlement intermediaries. It envisions a world where capital markets can form spontaneously on Ethereum, governed entirely by mathematical finality rather than human discretion.
The UMA token has two mechanical roles. First, it is the governance unit: holders vote on which asset types and contract designs gain access to the system, what collateral ratios are safe, and which system upgrades proceed. Second, it is the dispute resolution fuel; when a contract enters liquidation or a price disagreement arises, token holders gather to adjudicate the outcome through the DVM by staking their holdings and submitting their vote.
Holding UMA tokens enables direct participation in these governance and arbitration functions. A token holder can place a vote to whitelist a new synthetic asset or decide the final payout of a contested option contract. In the DVM, participants who commit UMA and vote with the majority can earn fees from the disputed contract, aligning economic incentives with accurate off-chain verification.
UMA has a total supply of 128,380,340.03 tokens. Currently, 90,877,788.68 are in circulation. No fixed maximum supply is set; the emission schedule remains flexible to accommodate community governance decisions. With a market capitalization of $43,137,621, UMA ranks #517 among all cryptocurrencies.
UMA Historical Price Data
| Date | Open | Close | High | Low |
|---|---|---|---|---|
| 07/07/2026 | $0.39 | $0.38 | $0.39 | $0.38 |
| 06/07/2026 | $0.39 | $0.39 | $0.39 | $0.38 |
| 05/07/2026 | $0.40 | $0.39 | $0.40 | $0.39 |
| 04/07/2026 | $0.40 | $0.40 | $0.40 | $0.39 |
| 03/07/2026 | $0.39 | $0.39 | $0.40 | $0.39 |
| 02/07/2026 | $0.38 | $0.39 | $0.39 | $0.38 |
| 01/07/2026 | $0.38 | $0.38 | $0.39 | $0.37 |
| 30/06/2026 | $0.38 | $0.38 | $0.38 | $0.37 |
Why is manual trading UMA a bad idea?
Manual uma trading
- Miss perfect entry/exit
- Emotional decisions
- Huge time to monitor
Stoic AI
-
AI trades 24/7 automatically Catch every opportunity
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Zero-emotion algorithm Disciplined strategy
-
Passive income Set & forget automation
20,000+
traders trusted Stoic AI
$200M+
in cumulative assets under management since inception
2015
year of company foundation
FAQ
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UMA (UMA) is a cryptocurrency that can be bought, sold, and traded on major exchanges. Its price changes in real time based on supply, demand, and broader market conditions. You can track the live UMA price, market cap, and 24-hour trading volume at the top of this page.
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The current price of UMA (UMA) is $0.381947. Over the last 24 hours, it has moved -1.03%. Crypto prices update continuously, so short-term changes can happen quickly.
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You can buy UMA on major exchanges like Binance, Coinbase, or KuCoin. However, simply buying and holding can be risky due to market volatility.
The smartest way to manage your UMA investment is to connect your exchange account to Stoic AI. This allows you to keep funds on your preferred exchange while our institutional-grade algorithm automates the trading strategy for you, aiming to outperform manual trading. -
UMA's price is influenced by overall crypto market trends, trading volume, investor sentiment, regulatory news, and macroeconomic events. High volatility is common - UMA can move 5-15% in a single day. This makes timing the market extremely difficult for manual traders but creates opportunities for systematic, data-driven strategies.
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We can’t provide investment advice. Whether UMA is a good investment depends on your risk tolerance, time horizon, and strategy. Crypto markets are highly volatile and past performance doesn't guarantee future results. Many investors reduce risk by diversifying across multiple assets and using automated strategies that remove emotional decision-making. Always do your own research before investing.
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Common approaches include buy & hold, discretionary trading based on technical analysis, or automated strategies. Manual trading can be difficult due to fees, timing, and emotional decisions. Stoic AI offers an out-of-the-box automated approach: connect your exchange via trade-only API permissions, choose a strategy, and the system manages portfolio rebalancing 24/7.
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Stoic AI uses hedge fund-grade quantitative strategies developed by Cindicator, a fintech company with 9+ years of experience and $230M+ in assets under management. The algorithm analyzes price data, volatility, and correlations to build and rebalance a diversified portfolio. UMA can be included based on real-time market conditions. Over 18,000 customers already use Stoic AI to automate their crypto portfolios.
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With Stoic AI, your funds stay on your exchange (Binance, Coinbase, KuCoin, etc.) at all times. Stoic connects via read-and-trade-only API keys - it cannot withdraw your funds. The platform uses institutional-grade risk management and has been live-tested through multiple market cycles since 2020, including the 2022 crypto winter. You maintain full control and can disconnect at any time.
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You can start with as little as $500. There are no lock-ups and no hidden fees. You can try it now and withdraw your funds at any time. Create a Stoic account, connect your exchange using an API key with trading‑only permissions, choose a strategy, and start automated trading. You can stop anytime by revoking the API key on your exchange. Since the funds stay in your exchange wallet, you remain in control of deposits and withdrawals.
